Just recently, in a continued effort to simplify my life, I drastically reduced the maximum spend limit on my credit card.
Unfortunately I had forgotten that I still had a balance that was scheduled for payment a week later.
So, upon using my credit card at a hair appointment, my card was declined.
Standing at the counter, after breaking into a sweat from embarrassment, I wound up using my business credit card, because I had no cash and just wanted to run and hide.
The whole uncomfortable scenario got me thinking, because it was then that I realized I had to go at least 7 days without using my credit card.
I had no choice.
However, after realizing that I had removed "choice" from my internal conversation, the stress over spending sort of melted away.
I had often been accustomed to using my credit card improperly, casting caution to the wind and overspending.
When the bill came due, I scrambled and worried my way to get the bill paid in full.
This time, it was different; if I used my card, it would be declined.
The limit I placed on myself was not a punishment...it was a relief.